If you plan to make any money with your website, you’re likely collecting information and NEED a Privacy Policy to help protect yourself from lawsuits and legal liability.

Terms and conditions are your set of rules of people using your site and products.It’s letting them know what is and isn’t allowed by anyone visiting, using or purchasing from your website

Certain activities, like affiliate marketing, require you to disclose information. Disclaimers limit your liability on the content you create. They are basically you're "I told you so" if someone comes at you.

Have a product of your own? The Affiliate Terms and Conditions template helps you set the rules to your own affiliate program.

You likely link to other sites and maybe even embed a video from Youtube, if so you need to let your audience know that you're not responsible for the content on those other sites, you do that with this template.

Generally speaking, bloggers use cookies that work behind the scenes to help them get insights on how people use their site. And various laws require you to inform your visitors of the cookies you use and get their permission. 

If you share an income report on your blog then you should have an earnings disclaimer that explains you can't guarantee the same results.

If you use testimonials on your site, for example on sales pages, then you need a testimonials disclaimer so that customers can't sue if they don't get the same results mentioned in the testimonials.

This clause is essential if you're selling products to set the terms of refunds and to explain what exactly "lifetime access" means.

If customers have to create an account to access your products, this clause sets the requirements of them to do so.

In the US the Federal Trade Commission requires that you disclose any affiliate relationship you have with products you mention or promote. Included is various swipe copy you can use to disclose either an affiliate or sponsor relationship in blog posts, emails, or social media.

This clause helps to protect you by letting readers know that you don't make any guarantees for anything on your site and that you're not liable for any actions they take based on the information your site provides.

This clause is to protect you if there are mistakes in your content or products.

These clauses explain that you aren't waiving any of your rights and that if any part of your terms is deemed invalid, the rest of the terms still hold.

This clause explains how customers can use your products. For example, that they can't sell them to someone else or use them for commercial purposes.

This clause requires customers to be responsible for their purchases and that they aren't making the purchases fraudulently.

If by some chance someone decides to file a lawsuit against you, this clause tells them where they can do that. If you live in California, you don't want to fight a lawsuit in Massachusetts.

This is the digital equivalent of "we reserve the right to refuse service to anyone"